MICR line

Posted 03.05.2010 in ACH Processing

The magnetic ink character recognition inscription at the bottom of a paper check.

Live Dollar Entry

Posted 03.01.2010 in ACH Processing

“Live” refers to an entry that affects a funds transfer rather than non-dollar entries, such as prenotifications.

Green Book

Posted 02.25.2010 in ACH Processing

A publication assembled by the U.S. Department of the Treasury that specifies the procedures to be used in Automated Clearing House transactions originated on behalf of the United States Federal Government.

Funds Availability

Posted 02.22.2010 in ACH Processing

The time at which the funds resulting from a funds transfer are made available to the customer.

Financial EDI

Posted 02.20.2010 in ACH Processing

Electronic data interchange for financial transactions/applications between companies and financial institutions, including payment and remittance advice, account analysis, and balance reporting.

File

Posted 02.15.2010 in ACH Processing

A group of ACH batches initiated into the ACH Network or sorted for delivery to ACH receiving point(s). A file must be transmitted electronically via data transmission between the sending point and the receiving point. A file may be delivered to an end-point via direct data transmission or other agreed upon media. A file may [...]

Field

Posted 02.05.2010 in ACH Processing

One or more consecutive character positions within an ACH entry mapped to contain specific information. For credit, debit or ATM cards, a defined area within an information track of the magnetic stripe of fixed or variable length.

Entry

Posted 02.05.2010 in ACH Processing

An electronic item representing the transfer of funds in the ACH.

Electronic Funds Transfer (EFT)

Posted 02.01.2010 in ACH Processing

A generic term used to describe any ACH or wire transfer.

Effective Entry Date

Posted 01.29.2010 in ACH Processing

The date the originating company expects payment to take place. The ACH Operator reads the effective entry date to determine the settlement date.

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